Peace of mind. Every time.

Frequently Asked Questions

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All Peerspace hosts are covered for all bookings that have been transacted through the Peerspace platform. Bookings made outside the Peerspace marketplace will not qualify for this insurance coverage. As a result, we strongly recommend that hosts keep all messaging and transactions solely through the Peerspace platform for hosts’ safety, support, and protection.


Host safety and support is incredibly important to us. Our goal is to promote easy bookings that allow hosts to share their space with peace of mind. That’s why we offer a protection plan exclusively available for bookings made on Peerspace.

Our coverage is known as a General Liability (GL) insurance, protecting hosts from injury or property damage liability claims brought against them when their space is being used during a booking. This coverage is automatic and the protection amount is guaranteed up to $1,000,000 for all Peerspace bookings that comply with our Terms and Conditions.  

Peerspace has designed a policy specifically tailored to provide coverage for short-term space use. This policy supplements and expands the coverage available under the host’s existing business or homeowners policy. We automatically provide this insurance to hosts for no additional charge on all Peerspace bookings to allow hosts to accept transactions with peace of mind. This insurance is not a replacement for insurance that hosts normally carry on their business or residence (i.e. a homeowners, or commercial general liability policy).

The Peerspace Host Insurance is designed to protect hosts from certain liability claims made against them by a guest, vendor, or their attendees. The policy is not designed to cover damage to the host’s own property that occurs during a booking. More information about personal property claims and dispute resolution can be found on our support page.  

If you are unsure of whether a specific situation will be covered under the Peerspace Host Insurance, please contact our support team at any time to request more information.

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Who is covered by Peerspace Host Insurance?

What is the Peerspace Host Insurance policy?

What is protected?

How does this compare to business or homeowners insurance?

Does the Peerspace Host Insurance cover damage to my property?

What if I am not sure if my incident qualifies?

Property Damage: Loss of others’ property for which a host may be legally liable for (including rented property) during a Peerspace booking.


Bodily Injury: Injuries to persons for which a host may be legally liable for during a Peerspace booking.

Medical Payments: Payments to cover medical expenses incurred by the injured parties.

Liquor Liability: Bodily Injury or Property Damage arising out of serving or distributing alcoholic beverages during a Peerspace booking.

Legal Defense: Costs a host may incur in legal expenses as a result of any of the above claims made against the host.

Add a Space

A new kind of coverage

We provide insurance custom built for short-term use so that hosts receive unprecedented protection.

Every booking made on Peerspace includes liability coverage up to $1,000,000.

Comfort and security, guaranteed

Comfort and security, guaranteed

Every booking made on Peerspace includes liability coverage up to $1,000,000.

This policy generally covers: