Host safety is incredibly important to us. Our goal is to promote easy bookings that allow hosts to share their space with peace of mind. That’s why we offer a custom-built protection plan exclusively available for bookings made on Peerspace.
Add a spaceWe provide insurance custom built for short-term use so that hosts receive unprecedented protection.
Every booking made on Peerspace includes liability coverage up to $1,000,000*
*Includes up to £1,000,000 for hosts in UK
Our coverage is known as General Liability (GL) insurance, which protects hosts from lawsuits brought by third parties, such as guests, alleging liability for bodily injury or property damage incurred during a booking. The coverage is provided for all Peerspace bookings that comply with our Peerspace Services Agreement and includes a liability limit of $1,000,000 (or £1,000,000 for hosts in the United Kingdom) for all Peerspace bookings.
Conditions, limitations, and exclusions may apply.
Loss or damage to others’ property for which a host may be legally liable for (including rented property) during a Peerspace booking (“Third Party Damages”).
Injuries to persons for which a host may be legally liable for during a Peerspace booking.
Payments to cover medical expenses incurred by the injured parties when no liability has been established
Bodily Injury or Property Damage arising out of serving or distributing alcoholic beverages during a Peerspace booking as long as you are not in the business of selling, serving or furnishing alcoholic beverages.
Costs a host may incur in legal expenses as a result of any of the above claims made against the host.
Peerspace has designed a policy specifically tailored to provide coverage for short-term space use. This policy supplements and expands the coverage available under the host’s existing business or homeowners policy. We automatically provide this insurance to hosts for no additional charge on all Peerspace bookings to allow hosts to accept transactions with peace of mind. This insurance is not a replacement for insurance that hosts normally carry on their business or residence (i.e. a homeowners, or commercial general liability policy).
All Peerspace hosts are covered for all bookings that have been transacted through the Peerspace platform and adhere to the Peerspace Services Agreement. Bookings made outside the Peerspace marketplace are in violation of this agreement and will not qualify for this insurance coverage. As a result, we strongly recommend that hosts keep all messaging and transactions solely through the Peerspace platform for hosts’ safety, support, and protection.
This General Liability has limitations and exclusions. The following are the most applicable exclusions however please note that this list is not exhaustive and if you have additional questions regarding limitations or exclusions please contact us.
Yes! The Peerspace Host Insurance program covers hosts in any country where bookings take place. Limit amounts and exclusions may vary, but coverage is currently provided in the United States, Canada, the United Kingdom, and Europe.
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